While it is essential that you find the perfect home for your prospective move to Oro Valley, you will also need to find a good mortgage. Currently, mortgage rates are very low. However, not all lenders are receptive to all new clients. How do you find a good lender? What are the going Oro Valley, AZ mortgage rates?

Currently, interest rates are some of the best that have been seen in years. You will find that a 30-year fixed rate mortgage is available with 4.88% interest, while a 15-year fixed rate mortgage offers 4.27% interest. Oro Valley mortgage options also include adjustable rate mortgages. A 1-year ARM has an interest rate of just 3.3% interest. A 3/1 ARM offers 3.45% and a 5/1 year ARM offers 3.42% interest.

How do you go about taking advantage of these low rates? The first step is to find a lender that will give you a mortgage in Oro Valley, AZ . American Home Mortgage serves the area, as does Wells Fargo Home Mortgage. DHI Mortgage is another major name in the industry that serves the town. Of course, you can also find other options available. Canyon Community Bank offers lending plans for prospective homeowners, as does Southern Arizona Community Bank.

You will find other options for an Oro Valley mortgage, including First Priority Financial (out of Tucson), FT Franklin Funding, Ace Funding Group, Westar Mortgage and Realty and several others. However, one of the best things to do is find a real estate agent with connections to a mortgage broker or lender. Oftentimes, this can result in the best prices possible for your new home loan. Find a skilled realtor and the rest should just fall into place for you. Owning a home in Oro Valley can be a reality.